TY - BOOK AU - Olefson,Shari B. TI - Financial fresh start: your five-step plan for adapting and prospering in the new economy SN - 9780814432297 PY - 2013///] CY - New York PB - American Management Association KW - Finance, Personal KW - Recessions N1 - Includes index; Getting a handle on your big picture -- Step one: adapt your banking and borrowing -- Step two: fix your credit and debt -- Step three: protect your savings, investments, and retirement -- Step four: decide if homeownership is right for you -- Step five: spend less and earn more -- Getting the help you need -- Paying it forward: education, training, and your future prosperity ER -