Capital structure and financing of SMEs : evidence from Kelantan and Terengganu - Ismail Omar; Roshanim Koris; Noor Haslinda Mohamad Akhir; Noor Haslinda Kulub Abdul Rashid; Zaharul Nizal Zabidi; Malaysia. Kementerian Pengajian Tinggi (Putrajaya : Kementerian Pengajian Tinggi Malaysia, 2006)
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