TY  - BOOK
AU  - Cummins,J.David
AU  - Santomero,Anthony M.
TI  - Changes in the life insurance industry: efficiency, technology, and risk management 
SN  - 0792385357
PY  - 1999///
CY  - Boston
PB  - Kluwer Academic Publishers
KW  - Insurance, Life
KW  - United States
N1  - Includes bibliographical references and index
ER  -